What Our Kids Can Teach us About Saving Money Would you guess that Millennials are effectively saving for retirement? Well, they are. Share | Related Content The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. U.S. Personal Savings Rate What can be learned from the savings rate? Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit.